Buildings and Personal Property Coverage Forms
Building
Business Personal Property
Personal Property
Improvements and Betterments
Condominium Coverage Form
Condo-Unit Owners Coverage
Commercial Output Policy
Manufactures
Agricultural – Grower Shipper – Packer “From field to Grocer” your perishables are covered.
Building and Personal Property Coinsurance
Percentages – NONE 80% / 90% / 100%
Alternatives to Coinsurance
Functional Replacement Cost
Agreed Value
Peak Season
Reporting Form
Optional Property Coverages
Boiler and Machinery
Legal Liability
Optional Property Endorsements
Additional Debris Removal
Ordinance or Law
Outdoor Trees, Shrubs and Plants Enhancement
Replacement Cost Valuation
Spoilage
Utility Services-Direct Damage
Time Element Coverages
Business Income with Extra Expense
Coinsurance Percentage options 80% 90% 100%
Alternatives to Coinsurance
Agree Value
Maximum Period of Indemnity
Monthly Limit of Indemnity
Premium Adjustment
Optional Time Element Endorsements
Business Income from Dependent Properties
Ordinance or Law Increased Period of Restoration
Utility Services
Property and Time Element “Causes of Loss”
Basic
Broad
Special – formally known as “All Risk”
Earthquake
Flood
Inland Marine Coverages
Accounts Receivable
Commercial Articles
Contractors Equipment
Difference In Conditions – DIC
Electronic Data Processing
Fine Arts
Goods in Transit
Miscellaneous
Signs (Neon and Electric)
Valuable Papers and Records
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