Busby-Stone Risk Management begins each relationship by introducing the Risk Management Process to our new Agribusiness Clients. While most farms and dairies hire us to broker their insurance they end up with a completed, risk identification, risk analysis, risk control and then and only then risk finance (insurance) program. We design each insurance program to meet the particular needs of the client. Because we begin with the introduction of the risk management process our client’s understand the foundation of the recommendations we make.

Insurance is not always the method we recommend for financing your risk. The definition of Risk Financing is: “Obtaining funds at an optimal cost to pay claims”.